Student Life & Accommodation in Japan

Where students live: dorms vs private rentals

International students in Japan typically choose between university dormitories, private rental apartments, and share houses. University or affiliated dorms are often the cheapest and simplest first option, but places are limited and may be time-restricted or prioritised for new arrivals.

Private apartments offer more independence but usually involve upfront costs (deposit, agency fees, and sometimes "key money") and often a guarantor. Share houses sit in between. Availability and pricing vary by city and campus, so check your university's housing office and official listings early.

• University or affiliated dormitories (usually cheapest first option)
• Private apartments (apāto / mansion)
• Share houses
• Start with the university housing office

Understanding the cost of living

Living costs depend heavily on the city — large metros such as Tokyo tend to be more expensive than regional cities — and on your lifestyle, housing choice and whether you work part-time.

JASSO periodically publishes student living-cost data, and each university gives estimated budgets. Use these official estimates as a starting point rather than fixed figures, and verify the current numbers before you rely on them.

Health insurance: National Health Insurance

Residents in Japan for the required period (generally stays of three months or more) are normally enrolled in the National Health Insurance (NHI) system, which covers a large share of medical costs, with the patient paying the remaining portion.

You typically enrol at your local municipal (city or ward) office after registering your residence, and pay a premium based on local rules and income. Coverage details, premiums and the exact enrolment process are set officially — confirm them with your municipality and the relevant ministry.

Everyday life: transport, banking and phones

Public transport is extensive, and student commuter passes can reduce costs. Opening a bank account, getting a phone contract and setting up utilities usually require your residence card and often a Japanese address, and sometimes a personal seal (hanko).

Many services offer English support, but not all, so basic Japanese helps with daily admin. Requirements differ by provider and can change, so check the current rules directly.

Working part-time as a student

With the appropriate permission to engage in an activity outside your status (shikaku-gai katsudō), students may generally work up to 28 hours per week during term, with different limits during long holidays. Some job types are excluded.

These rules and hour limits are set by the Immigration Services Agency and can change. This is general information, not immigration advice — confirm the current limits and apply for permission through official channels before working.

Settling in: arrival admin checklist

Soon after arriving, most students register their residence at the municipal office, enrol in National Health Insurance, open a bank account, and set up a phone. Your university's international office usually provides an orientation and step-by-step help.

Deadlines and documents differ by city and campus. Follow your university's official guidance and the municipal office's instructions rather than assuming a single process.

• Register residence at the city/ward office
• Enrol in National Health Insurance
• Open a bank account
• Get a phone or SIM
• Attend the university orientation