Blocked Account for Germany, Explained

What a blocked account is

A blocked account, known in German as a Sperrkonto, is a special bank account often used by international students to demonstrate that they can cover their living costs in Germany. You deposit a set amount, and the funds are "blocked" so that you can withdraw only a limited sum each month after you arrive.

It is one recognised way to show proof of funds for the German student visa, but it is not the only option. This is general information, not immigration advice — verify the current rules on the official government source.

How it works in practice

You typically open the account with a provider that offers blocked accounts, transfer the required amount before applying for your visa, and receive a confirmation you can submit with your application. Once you reach Germany and complete the local steps, the account converts to allow a fixed monthly withdrawal for living expenses.

Providers, fees, and exact procedures differ, so use the details published by the provider you choose and cross-check them against the official guidance.

• Open a blocked account with a recognised provider
• Transfer the required amount before the visa application
• Withdraw a limited amount each month after arrival

How much money is required

The amount you must hold in a blocked account is set by the German authorities and reviewed periodically — it is not a fixed, permanent figure. Because it can change from year to year, this guide deliberately does not quote a euro amount.

Always read the current required sum directly from the German Federal Foreign Office or Make it in Germany before opening your account, and verify on the official government source.

Alternatives to a blocked account

A blocked account is common, but the official rules usually accept other forms of proof of funds too — for example certain scholarships, or a formal declaration of commitment from a sponsor who can demonstrate sufficient means. The accepted alternatives and their conditions are listed on the official sources.

Which option is right depends on your circumstances, so review the current list of accepted evidence and confirm the details before deciding.

Where to verify before you pay

Treat the blocked-account requirement as something to confirm at the time you apply, not a number to memorise. The German Federal Foreign Office and Make it in Germany publish the current amount and the accepted proof-of-funds options, and the German mission for your country may add specifics.

Because requirements and amounts change, verify on the official government source before transferring any money.